Terms of Service

Last updated: 15 January 2026

Acceptance of Terms

Welcome to epicmomentum S.L. ("Company", "we", "our", or "us"). These Terms of Service ("Terms") govern your use of our website located at epicmomentum.world and our structured finance deal modeling services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service. These Terms constitute a legally binding agreement between you and epicmomentum.

These Terms apply to all visitors, users, and others who access or use the Service, including but not limited to clients, prospective clients, and website visitors.

Description of Service

epicmomentum provides specialised structured finance deal modeling services to legal and financial professionals across the European Union. Our services include but are not limited to:

  • Deal structuring and financial analysis
  • Regulatory compliance modeling
  • Risk assessment and mitigation strategies
  • Expert consultation and advisory services
  • Financial modeling for various asset classes and transaction types

Specific terms for professional services will be outlined in separate service agreements or engagement letters.

User Obligations

When using our Service, you agree to:

  • Provide accurate, current, and complete information when requested
  • Maintain the security and confidentiality of any login credentials
  • Use the Service only for lawful purposes and in accordance with these Terms
  • Not interfere with or disrupt the Service or servers connected to the Service
  • Not attempt to gain unauthorised access to any portion of the Service
  • Comply with all applicable laws and regulations
  • Respect the intellectual property rights of epicmomentum and third parties

You are responsible for all activities that occur under your account and for maintaining the confidentiality of any sensitive information shared with us.

Professional Services

Our professional structured finance modeling services are provided subject to separate written agreements that will specify:

  • Scope of work and deliverables
  • Timeline and milestones
  • Fees and payment terms
  • Confidentiality and data protection requirements
  • Intellectual property ownership
  • Limitation of liability and indemnification

In case of any conflict between these Terms and a specific service agreement, the service agreement shall take precedence for matters related to that specific engagement.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of epicmomentum and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You acknowledge and agree that any materials, methodologies, know-how, or other intellectual property developed by epicmomentum in the course of providing services, whether alone or jointly with you, shall be owned by epicmomentum unless otherwise agreed in writing.

Client data and information provided to us for modeling purposes remain your property, subject to our rights to use such information for the purpose of providing the agreed services.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection, use, and disclosure of personal information.

We are committed to protecting your personal data in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. By using our Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

For professional services, additional data protection and confidentiality terms will be specified in separate service agreements.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall epicmomentum, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Our total liability to you for all claims arising from or related to the Service shall not exceed the amount paid by you to epicmomentum for the specific service giving rise to the claim during the twelve (12) months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential or incidental damages, so the above limitations may not apply to you.

Nothing in these Terms shall limit our liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

Disclaimers

The information contained on this website and our services is provided on an "as is" basis. To the fullest extent permitted by law, epicmomentum excludes all representations, warranties, conditions, and other terms which might otherwise be implied by statute, common law, or the law of equity.

We do not warrant that:

  • The Service will be constantly available or uninterrupted
  • The information on the Service will be accurate, complete, or current
  • The Service will be free from bugs, viruses, or other harmful components
  • The results obtained from the use of the Service will be reliable or accurate

Our professional services are provided based on information and assumptions provided by clients. We cannot guarantee specific outcomes or results from our modeling and analysis services.

Indemnification

You agree to defend, indemnify, and hold harmless epicmomentum and its officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, arising or resulting from:

  • Your breach of these Terms
  • Your use of and access to the Service
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right
  • Any claim that your use of the Service caused damage to a third party

This defence and indemnification obligation will survive these Terms and your use of the Service.

Governing Law

These Terms shall be interpreted and governed by the laws of Spain, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Valencia, Spain.

The European Union's regulations and directives, including but not limited to GDPR and financial services regulations, shall apply where relevant to our operations and services.

If you are a consumer resident in the European Union, you may have the right to bring proceedings in the courts of your country of residence.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

For professional services engagements, termination procedures will be governed by the specific terms outlined in the relevant service agreement. Either party may typically terminate a service engagement with appropriate notice as specified in the agreement.

The following provisions will survive termination:

  • Intellectual Property rights
  • Limitation of Liability
  • Indemnification
  • Governing Law
  • Any payment obligations incurred prior to termination

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

We recommend that you review these Terms periodically to stay informed of any updates.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the sole and entire agreement between you and epicmomentum regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.

Contact Information

If you have any questions about these Terms of Service, please contact us:

epicmomentum S.L.
Paseo de la Castellana 111
Valencia 46033
Valencian Community, Spain

Email: legal@epicmomentum.world
Phone: +34 969 931 564
Registration Number: B49587362